SIP Calculator

About SIP Calculator

The pitch for a Systematic Investment Plan is always some version of 'small amounts add up' — but seeing the actual number a modest monthly investment turns into over ten or twenty years — with compounding actually doing the work — is far more convincing than the pitch alone, and far more useful for actually planning. The SIP Calculator projects your final corpus, total returns, and CAGR from a monthly investment amount, an expected return rate, and a time period, with optional annual step-up (increasing your contribution each year) and inflation adjustment so the final number reflects real purchasing power, not just a raw total. It's built for anyone planning a long-term investment — evaluating whether a monthly amount is actually enough for a goal, or comparing how a longer time horizon or a modest yearly increase changes the outcome more than people usually expect. The step-up option in particular is worth experimenting with: a contribution that grows by even 5-10% a year, matched loosely to real income growth, tends to close the gap toward a target corpus far faster than an equivalent lump-sum increase in the base monthly amount.